Terms & Conditions
Please read these Terms and Conditions ("Terms", "Agreement") carefully before using the VaddiCalculator.in website and our financial calculation tools.
VaddiCalculator.in provides computational and educational estimation tools only. We are not a registered bank, Non-Banking Financial Company (NBFC), moneylender, or certified financial advisory service. Results produced by these calculators should not be construed as legal contracts or binding financial commitments. Always verify formal repayment schedules with your authorized lender.
1. Agreement to Terms
By accessing or using https://vaddicalculator.in ("the Website"), you agree to be bound by these Terms and Conditions. If you do not agree to all terms stated here, please discontinue use of the Website immediately.
2. Nature of Service & Educational Purpose
Our web calculators (Rupee Vaddi, Gold Loan, Tractor Loan, Car Loan, EMI vs Vaddi Comparison) are provided free of charge to assist users in understanding interest mechanics, date differences, and amortization structures.
Calculations are based on standard mathematical formulas. Individual banks, private lenders, pawnbrokers, or financial institutions may incorporate varying compounding frequencies, processing fees, GST, broken-period interest, penalty rates, or insurance charges that can alter actual loan settlements.
3. Intellectual Property Rights
The layout, design, text, code, visual presentation, and software scripts on VaddiCalculator.in are the intellectual property of Vaddi Calculator and are protected by applicable copyright, trademark, and intellectual property laws.
You may use, print, and export calculation results for personal, non-commercial, or informal loan settlement purposes. Automated scraping, unauthorized cloning of source code, or redistribution for commercial re-sale without prior written permission is strictly prohibited.
4. Acceptable Use Policy
When using this Website, you agree not to:
- Use the Website for any unlawful or fraudulent purpose.
- Attempt to interfere with the proper working of the Website or bypass security measures.
- Deploy automated bots, spiders, or crawlers that place unreasonable load on our infrastructure.
- Misrepresent calculations generated here as formal certificates or official banking sanctions.
5. Limitation of Liability
To the fullest extent permitted by applicable law, Vaddi Calculator and its authors shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:
- Any errors, omissions, or inaccuracies in calculation formulas or results.
- Financial losses or disputes arising between borrowers and private lenders based on figures generated on this platform.
- Temporary downtime, service interruptions, or software bugs.
6. External Links & Third-Party Resources
The Website may contain links to third-party websites or services that are not owned or controlled by Vaddi Calculator. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.
7. Changes to Terms
We reserve the right to modify or replace these Terms at any time at our sole discretion. Any modifications will be effective immediately upon posting to this page.